This committee is an internal organization of the Japan National Coalition for Fair Consumer Credit (CRESALA Taikyo) which addresses the issues of multiple debts in Japan. The committee provides support and cooperation for activities in order to help multiple debtors in various foreign countries. It also promotes interaction and information exchange with various countries in order to work toward the eradication of multiple debts and poverty in each country including Japan. |
■Greetings from the Committee Chairman■ |
Multiple debt issues due to consumer credit are a common problem experienced
not only by Japan but also by advanced capitalist countries. The issue
of consumer credit develops and expands in various ways in each country.
However, the issues of multiple debts and credit default can not be avoided
in any country and they have become a serious social issue. Especially
in Japan, we have been engaged in a long-term battle against multiple debt
for 30 years and have produced significant results. Against the background
of globalization of capital markets, consumer credit goes beyond the boundaries
of nations and the problems associated with it have become an international
issue. We believe it is important for each country to exchange information
regarding the amount of damage caused and countermeasures taken by each
country as well as cooperate with each other in order to solve this issue.
Therefore, the CRESARA Taikyo has established the international committee
in order to promote continuous interaction with other countries concerned.
July, 2011 Tatsuya Kimura Representative of the Japan National Coalition for Fair Consumer Credit (CRESALA Taikyo) Chairman of the International Committee of the CRESALA Taikyo, Japan National Coalition for Fair Consumer Credit Lawyer |
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■Organization Overview■ |
●Japan National Coalition for Fair Consumer Credit (Abrebiation:CRESALA Taikyo) |
CREDIT & SALAKIN TAIKYO, JAPAN (CRESALA TAIKYO) is a national coalition for fair consumer credit. Our
members include academians, lawyers, shiho-shoshi (judicial scriveners),
members of financial victims organizations and labor organizations. Since
its foundation in October, 1978, as a nationwide consumer organization,
we have been acting for the purpose of preventing and eliminating unfair
and unreasonable sufferings of consumers due to heavy debt to consumer
financiers i.e. Salakin (loan sharks targeting salary earners), credit
and loan card firms, Shoko Loans (small-business lenders), and black-market
loan sharks. Working in cooperation with Japan Federation of Bar Associations, labor organizations, as well as consumer cooperatives, we have achieved enactment of Money Lending Business Control Law in 1983 and Money Lending Law in 2006. These laws have brought about reduction in interest, restrictions on excessive lending, and strict operating rules. However, we still have many challenges before us, and we have been carrying on the campaign calling for amendments of the laws, establishment of a bail-out system for loan-shark victims, and prevention of excessive credit. We also take education, research, information exchange, and lobbying as our important tasks because we have the pressing need to tackle with the ever evolving problems. |
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●Contact Information of the International Committee |
<Korean Nationals/Korean Speakers> 14-15, Higashihakushima-cho, Naka-ku, Hiroshima,Japan Hiroshima All-In Law and Accounting Office AKITA Chikako Lawyer E-mail akita@cresala-international.net <Chinese/Taiwanese Nationals/Chinese Speakers> 2-6, Matsushima, Kanazawa, Ishikawa, Japan Minagawa Yasunori.Judicial scrivener Office MINAGAWA Yasunori Judicial scrivener E-mail minagawa@cresala-international.net <Other Nationalities/English Speakers> Kinjo Gakuin University OYAMA Saya Associate Professor(Sociology) E-mail oyama@cresala-international.net <Japanese Nationals/Japanese Speakers> 1-18, Kobai-cho,Kita-ku, Osaka, Japan Fuchida Legal Affairs Office FUCHIDA Kazuko Judicial scrivener E-mail fuchida@cresala-international.net |
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International Committee | CRESALATAIKYO, JAPAN INTERNATIONAL COMMITTEE |
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・Greetings from Committee Chairman |
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・Organization Overview |
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Activity Report | ||||
References (Japanese version only) |
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Links | ||||
>> Japanese |